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Financial Options

Offering Affordable Dental Care To All Of Southeast, FL

At Marc A. Minch, DMD, we strive to help you receive the dental care you deserve. We value honesty and transparency and discuss all cost and payment options with you in advance to make sure you are comfortable with your financial options and treatment plan. During your initial consultation, we will answer any questions or concerns you have prior to the start of treatment, so you will never have surprises when it comes to your bill. Whether you are coming to us for a routine dental cleaning, restorative services, veneers or teeth whitening, we are here for you and your family to deliver your perfect smile.

Dental Insurance Information & Education

At Marc A. Minch, DMD, we work with several major PPO dental insurance plans. If you’re unsure whether we accept your plan, just give our friendly team a call at (561) 732-1777—we’re glad to help. Even if your plan is out-of-network, we’ll make sure you get the most from your benefits, will file your claims and will always provide an estimate of out-of-pocket costs so there are no surprises.

How Dental Insurance Works

When you pay your monthly premium, you gain access to the benefits included in your dental plan. Every plan is a little different, but most coverage levels are structured like this:

  • 100% coverage for preventative services such as routine dental cleanings and X-rays
  • 80% coverage for basic restorative care such as composite fillings
  • 50% coverage for major restorative treatments like crowns, dentures and root canals

Unfortunately, cosmetic dentistry procedures are rarely covered. Dental insurance is designed primarily to encourage prevention, so that as your dental provider, we focus on keeping your smile healthy and reducing the chances you’ll need complex and costly treatments later.

Other Key Things to Know

Ever wonder what common insurance terms mean? Here are some important things to know about your dental insurance:

  • Annual Reset: Your dental benefits typically renew on January 1st, and any unused coverage will not carry over. For this reason, we recommend “using up” your benefits and coming to see us before the end of the year!

  • Deductible: This is the amount that must be met before your plan will begin to share in treatment costs.

  • Annual Maximum: This is the highest amount your insurance company will contribute toward your dental care in a given year. Any unused balance does not roll forward.

Dental Insurance vs. Medical Insurance

Although both types of insurance help with treatment costs, dental insurance largely focuses on preventative care and treatments, which is why most plans cover the full cost of checkups and cleanings. On the other hand, medical insurance usually steps in once a condition or problem already exists, sharing in the cost of care at that point.

In-Network vs. Out-of-Network

Understanding whether we are in-network or out-of-network dentist can make a big difference in your out-of-pocket costs.

Visiting an in-network dentist helps you get the most out of your dental insurance coverage. This is because they have already agreed with your insurance company to provide services at set, reduced rates.

You can still use your benefits at an out-of-network dentist. If we are out-of-network for you, our team will gladly review your policy with you and even file claims on your behalf. This way, you can still make the most of your coverage while keeping your dental care affordable.

Financial Options for Payment

At Marc A. Minch, DMD, we strive to make dental care accessible and convenient for all our patients by offering a variety of payment options. We gladly accept cash, checks and most major credit cards. Additionally, we are pleased to work with CareCredit and Cherry, both serve as healthcare financing options that allow you to manage your dental expenses through flexible, monthly payments. This ensures you can get the care you need when you need it without the stress of immediate, full payment. Our team is committed to working with you to find the best financial options and payment solution to fit your needs, so you can focus on maintaining a beautiful, healthy smile.

*Payment options through Cherry Technologies, Inc. are issued by the following lending partners: https://withcherry.com/lending-partners

Our Dental Savings Plan

At Marc A. Minch, DMD, we are dedicated to delivering comprehensive, personalized oral health services to our patients in Boynton Beach, FL, and we believe everyone deserves access to high-quality, affordable dental care. Marc A. Minch, DMD is committed to making dental care accessible through our annual dental savings plan–ensuring each patient receives health-centered care that addresses their specific needs. Through this beneficial membership program, you will receive top-notch preventative dental services and discounted procedures.

Our annual plan for adults is $395 or as low as $40 per month, plus a one time $50 activation fee. For children 12 and under, it is $325 annually or $30 per month and a one time $50 activation fee. With the average cost of dental insurance nowadays hovering around $700, the savings are monumental! Our patients enjoy this membership option for many reasons, including:

  • No surprise bills

  • Big savings

  • All preventative care covered

  • Discounts on procedures

If you are interested in our annual dental savings plan, or would like to know more about family discounts, please contact our office at (561) 732-1777 and a team member will happily assist you!

Schedule Your Next Appointment At Our Boynton Beach, Fl Office

We are happy to help you make your next appointment with us here at Marc A. Minch, DMD! Our goal is to make sure your visit with us fits into your schedule. We value your time and make it a point to see our patients on time, so you aren’t wasting time waiting in the lobby. To schedule an appointment, give us a call at (561) 732-1777 or request an appointment online.

Couple with healthy teeth smiling on beach

Health-Centered Dental Care

In Southeast Florida

We are proud to provide compassionate and personalized care with a gentle touch. Dr. Minch, Dr. Newton and our team use a health-centered and prevention-based approach to give you a healthy smile with an emphasis on sleep health.